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" Actually, online dating is not for the desperate.

In fact, research shows that more than 40 million Americans (40 percent of all singles) use online dating services.

This made me comfortable that he wasn't a serial killer! About Women & Co.: Women & Co.®, a service of Citibank, is the go-to personal finance source for women. delivers financial content with sharp, insightful commentary and a female point of view.

I can't believe that I have stupendous physical chemistry with someone whose pheromones I wasn't able to sniff out until after the initial online joust and parry." She adds: "Dating online is simply another way to meet people.

It has become a very successful way to meet that someone special.

These days you're in the minority if you don't know at least one person who met their current husband, wife or partner on an online dating site.

Have it forward to your cell phone, so your dates don't know your cell or home phone number. "I'm still a little wary about it and would prefer the 'love at first sight while petting a dog experience,'" says Agatha B., age 27.Don't let a lack of familiarity keep you from participating in online dating.Chances are excellent that someone you know already knows the ropes and would be willing to help coach you.Most online dating sites also offer tips to help you get started.• Tip #2: Be completely honest in your profile and photo.

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